Brent A. Winans, CPCU, ARM

Curriculum Vitae
Brent A. Winans, CPCU, ARM
Vice President
Clear Advantage Risk Management
820 N.E. 6th Avenue, Delray Beach, FL 33483
P 561-276-9158, F 561-276-5244

Highlights:  Extensive brokerage, insurance coverage and risk management experience.  Positions as a State Farm Insurance agent, independent insurance broker, insurance brokerage office manager, corporate risk manager and risk management consultant.  Instructor, speaker and published author.  Expert witness on insurance agents’ errors and omissions claims and other insurance litigation. 
Present and Past Positions Providing Background for Litigation Support:
Vice President, Clear Advantage Risk Management, a division of Plastridge Agency, Delray Beach, FL
  • Provide fee-based risk management consulting services for large commercial clients.  Clients include risks in commercial real estate, development, construction, hotel and hospitality, marina, agriculture, retail, non-profit and professional services.
  • Served as the Office Manager for the Delray office of Plastridge from February 2007 to April 2009.  Supervised 35+ insurance sales and service employees and was a member of the management team overseeing Plastridge’s five offices and 100+ employees.

Market Executive, Agent Associations and Self-Insureds – National Council on Compensation Insurance - Boca Raton, FL

  • Served as NCCI’s liaison with the national staffs of the Independent Insurance Agents of America and the Professional Insurance Agents of America in Washington, D.C.
  • Implemented strategic changes to enable NCCI to provide more effective service to its self-insured clients nationwide.

National Account Manager – Avert, Inc. - Fort Collins, CO

  • Represented Avert’s background checking services for workers compensation fraud, resume fraud and criminal history to companies having over 5,000 employees.  Clients included the senior human resources or security personnel at Radio Shack, Sony Electronics, Sunglass Hut, Target, Toyota and United Healthcare.
 Director of Risk Management – Concord Services, Inc. - Denver, CO
  • Lead the risk management department for Concord Services, an international conglomerate with operations on five continents.
  • Oversaw the insurance for Concord’s diverse holdings, including the Colorado Rockies baseball team, the world’s largest broker of nuclear fuel, gold and uranium mines in the U.S., Africa and Australia and a potato flake manufacturer in Siberia.
  • Analyzed the insurance consequences of over a dozen acquisitions.
  • Implemented and managed a self-insured health insurance plan covering 2,500 employees.
  • Oversaw the work of eleven insurance brokerage firms and the insurance personnel at over 30 international subsidiaries.
Risk Management Consultant - Risk Consultants and Risk Advantage - Denver, CO
  • Performed risk management audits, negotiated insurance policies, drafted policy language, analyzed and implemented self-insurance programs and devised loss control programs for many Rocky Mountain area businesses and governmental entities.
  • Formed and managed a worker’s compensation self insurance pool for five Denver school districts covering 15,000 employees. 

Insurance Broker - Frank B. Hall of Colorado, Desert American Agency, and Howard Lavonne Agency - Denver, CO

  • As an independent agent, managed middle market accounts in progressively larger agencies.  “Hard market” experience. 

State Farm Insurance Agent - Fort Wayne, IN

  • Built a personal lines insurance agency selling auto, home, life and health insurance.
  • Received numerous awards for both quality and quantity of business. 

Educational Background

  • Lincoln Christian University, Lincoln, IL, Bachelor of Arts degree, 1972
  • Insurance Institute of America, Philadelphia, PA, Associate in Risk Management (ARM) designation, 1986
  • The American Institute for Property and Liability Underwriters, Inc., Malvern, PA, Chartered Property Casualty Underwriter (CPCU) designation, 1991 


  • "12 Mistakes to Avoid When You Bid Your Property and Liability Insurance."  On Property Newsletter, Spring 2012.

  • "Will Florida's Insurance Plan Blow Us Away?"  Ideas in Action – Florida Tax Watch.  November, 2011.
  • “New Acord Certificate of Insurance Creates New Challenges for Insureds.”  The Workers’ Comp Gazette January 14, 2011.
  • “Understanding Drive Other Car Coverages.”  The Risk Report January, 2011.
  • “Risk Tip – Dealing with the New Insurance Certificate Forms.” IRMI Update July 14, 2010.
  • “Risk Tip – Modify the Designated Premises or Project Endorsement.” IRMI Update September 9, 2009.
  • “Florida Flirting with Hurricane Insurance Disaster.” IRMI Insights August, 2008.
  • "Background Checking: Reducing Workers’ Compensation Claims.” Risk Management  October, 1996, with Gregory Cairns, JD.
  • “A New Tool to Help Your Clients Fight Against Worker’s Compensation Fraud.” Merritt Insurance Pro April, 1996.
  • “Checking Policies: Find Errors and Get the Coverage You Bargained For.” The CSR Advisor August, 1995.
  • “Cutting Your Workers’ Compensation Costs This Year.”  Driving Down Health Care Costs 1995.  New York: Aspen Publishers, Inc., 1995.
  • “Rooting for Sir Riskalot: The Right Questions Could Improve Insurance Industry’s Image.”  Business Insurance June 29, 1993. 

Instructor and Presenter

  • Developer and instructor of "It it's not Covered, is it the Agent's Fault - Insurance Agents' Errors and Omissions Litigation."  This course has been approved for one hour of CLE credit in Florida and has received high marks from both defense and plaintiff law firms as well as other industry groups.
  • "What CPAs for Private Clubs Need to Know about Insurance" Presented to the Club Tax Network, May 2012. Approved for one hour of CPA CE credit.
  • Developer and instructor of "Risk Management and Insurance Provisions in Commercial Real Estate Leases."  This course has been approved for one hour of CLE credit in Florida and has been highly rated by numerous attorney's that specialize in the field.
  • Instructor for the Associate in Risk Management course on risk financing (ARM 56) for three years.  Taught principles of actuarial forecasting, self insurance, cash flow, accounting and tax implications as they relate to insurance and self insurance.
  • Instructor for executive courses in public speaking.
  • Winner of area Toastmaster International competitions in humorous and impromptu speaking.
  • Numerous presentations to business groups on risk management, insurance and self-insurance topics. 


  • Board of Directors, Healthy Mothers Healthy Babies of Palm Beach County, Inc.
  • Member, Leadership Palm Beach County
  • Member, Children's Movement of Florida
  • Volunteer storyteller, Palm Beach County Schools 

Professional Associations

  • Associate Member - Risk and Insurance Management Society
  • Member – Society of Chartered Property Casualty Underwriters
  • Member – Windstorm Insurance Network


State of Florida General Lines (Property and Casualty) and Personal Lines Agent licenses. 

Awards and Professional Association Positions

  • Rotarian of the Year, 2009.  Palm Beach Rotary Club, Palm Beach, FL.
  • Business Person on the Year, 2001.  Business and Professional Forum - Palm Beach County.  (awarded for excellence, values, integrity and ethics in business)
  • Past President, Colorado Self-Insurer’s Association